Special Rate Life Insurance for Cyclists
Cycling reduces the risk of heart disease by 18% while lowering blood pressure and improving sleep.1
We've partnered with America's top life insurance carriers to get cyclists the lower rate they deserve
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Verified and secured by Health IQ Insurance Services, Inc., Insurance  Life, Mountain View, CA

Health IQ uses data, science, and statistics to show insurance carriers that health conscious people deserve lower rates on life insurance. By clicking “next”, I give Health IQ Insurance Services my electronically signed prior express written consent to contact me at my phone number and email address listed above to discuss buying life insurance policies & prices. We will never sell your data.

Because the agents are frequently busy helping health conscious customers, I agree these marketing communications may be sent to me using automated technology and pre-recorded messages. I understand that my consent to receive these communications is not a condition of purchase (i.e. I can buy a policy without agreeing to any such communications). By clicking “next”, I agree to Health IQ Insurance Services’ Privacy Policy and Terms of Use policies.

WHY Cyclists SHOULD GET A LOWER RATE ON LIFE INSURANCE

Cyclists & All-Cause Mortality

Cyclists who ride an hour a day, have an 18% lower risk of all-cause mortality than non-cyclists.

For those who ride an hour and a half or more, the benefit increases to 28%, according to a 2000 study in the Journal of the American Medical Association.

Decreased Risk of Mortality in Cyclists

 

Cyclists & Cancer

Cyclists have a 45% reduction in all cancer incidence as compared to non-cyclists, according to a 2012 study in the European Journal of Cardiovascular Prevention. Cycling also lowers the risk of colon cancer by 41% in men and 44% in women.

This study examined the effects of cycling, particularly commuting and moderate levels, and it’s effects on cancer risk. Increasing levels of commuting physical activity decreased risk even further. The effects of cycling on cancer were found to be independent of BMI.

Hou et al. American Journal of Epidemiology. 2004. Volume 160(9):860-7 · Nov 2004; doi: 10.1093/aje/kwh301

Decreased Cancer Risk in Cyclists

 

Cyclists have a 45% reduction in all cancer incidence as compared to non-cyclists, according to a 2012 study in the European Journal of Cardiovascular Prevention. Cycling also lowers the risk of colon cancer by 41% in men and 44% in women.

This study examined the effects of cycling, particularly commuting and moderate levels, and it’s effects on cancer risk. Increasing levels of commuting physical activity decreased risk even further. The effects of cycling on cancer were found to be independent of BMI.

Hou et al. American Journal of Epidemiology. 2004. Volume 160(9):860-7 · Nov 2004; doi: 10.1093/aje/kwh301

Cyclists & Heart Disease

Cyclists have a 18% lower incidence of cardiovascular disease as compared to non-cyclists, according to a 2011 study in the European Journal of Cardiovascular Prevention.

Decreased Cardiovascular Incidence in Cyclists

 

Gathered data on the health conscious

Over 1 million people tested their Health IQ and formed the basis for the scientific analysis of the relationship between health and health knowledge.

Found the health conscious have lower mortality

High Health IQ men had 57% lower mortality than low Health IQ men and for women the different was 56%. Overall, those with high Health IQ have a 57% lower mortality.

Weightlifting
Cycling

Partnered with top insurers

We spent the last few years partnering to get competitive rates for the health conscious. Eventually, we convinced forward thinking life insurance companies to support our mission.

Including:
and more
WHO WE ARE
Health IQ celebrates cyclists.
We partnered to get lower rates on life insurance using science and data. Our goal is to promote a healthy lifestyle through financial rewards.
We believe the best way to improve the health of the world is to celebrate the health conscious rather than harass and cajole those who are not.
We are a licensed life insurance agent* in all 50 states.
Our company is composed of health conscious people, including cyclists, who came to this realization by overcoming our own health challenges.
*Health IQ Insurance Services - California License No. OK27284., AR License No: 100132134
Coverage and rates are subject to underwriting approval.