Health IQ uses data, science, and statistics to show insurance carriers that health conscious people deserve lower rates on life insurance. By clicking “next”, I give Health IQ Insurance Services my electronically signed prior express written consent to contact me at my phone number and email address listed above to discuss buying life insurance policies & prices. We will never sell your data.
WHY Cyclists SHOULD GET A LOWER RATE ON LIFE INSURANCE
Cyclists & All-Cause Mortality
Cyclists who ride an hour a day, have an 18% lower risk of all-cause mortality than non-cyclists.
For those who ride an hour and a half or more, the benefit increases to 28%, according to a 2000 study in the Journal of the American Medical Association.
In this study of over 30,000 participants, researchers evaluated the relationship between various exertion-levels during cycling and all-cause mortality. Overall, the study concluded that the risks from cycling were reduced equally across all age and gender groups.
Decreased Risk of Mortality in Cyclists
Cyclists & Cancer
Cyclists have a 45% reduction in all cancer incidence as compared to non-cyclists, according to a 2012 study in the European Journal of Cardiovascular Prevention. Cycling also lowers the risk of colon cancer by 41% in men and 44% in women.
This study examined the effects of cycling, particularly commuting and moderate levels, and it’s effects on cancer risk. Increasing levels of commuting physical activity decreased risk even further. The effects of cycling on cancer were found to be independent of BMI.
Decreased Cancer Risk in Cyclists
Cyclists & Heart Disease
Cyclists have a 18% lower incidence of cardiovascular disease as compared to non-cyclists, according to a 2011 study in the European Journal of Cardiovascular Prevention.
This study of over 23,000 men and women analyzed the effect of different types of physical activities in relation to cardiovascular disease incidence. Participants that did another sport in addition to cycling had an even greater risk reduction of 36%.
Decreased Cardiovascular Incidence in Cyclists
Gathered data on the health conscious
Over 1 million people tested their Health IQ and formed the basis for the scientific analysis of the relationship between health and health knowledge.
Found the health conscious have lower mortality
High Health IQ men had 57% lower mortality than low Health IQ men and for women the different was 56%. Overall, those with high Health IQ have a 57% lower mortality.
Partnered with top insurers
We spent the last few years partnering to get competitive rates for the health conscious. Eventually, we convinced forward thinking life insurance companies to support our mission.